After years of campaigning, Parliament finally started to act to protect people on low-incomes by supporting legal controls on the price of credit. But your voice is urgently needed to ensure these changes come into force as quickly as possible. The new Financial Conduct Authority will have the power to cap credit costs when it takes over regulation of the market in 2014. But in the mean time the Office of Fair Trading remain responsible and they should take action promptly to protect borrowers from the extortionate charges made by legal loan sharks. Act now to stop legal loan sharks ripping people off!